Your older sister deposited $5,000 today at 8.5 percent interest for 5

1.[单选题]共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD(光盘)or to go to a concert, then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank(猪形储蓄罐), one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'll have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee.Among other things,a bank statement tells you A the amount of money you have in the bank. B the current rates of interest. C the current rates of exchange. D the best way to save your money.

2.[单选题]共用题干第二篇Saving MoneyWhere you save your money often depends on what you are saving for. If you are saving to buy a CD(光盘)or to go to a concert,then probably you would keep your money somewhere in your room.If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank(猪形储蓄罐),one year later you'll still have the same amount of money you put in.If you put your money in a savings account,one year later,you'II have more money than you put in.Why?When you keep your money in a bank,your money earns interest.Interest is an amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account.It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow.You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.You can't touch your money during that time.If you do,you must pay a penalty,or fee. The word"touch"in paragraph 7 could be best replaced by A deposit. B lend. C use. D cash.

3.共用题干第二篇

Saving Money

Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.Your money will earn more money if you put it 选项： A:in your room. B:in a piggy bank. C:in your pocket. D:in a savings account.

4.共用题干第三篇

Saving Money

Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
You can't touch your money during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.Interest is the amount of money which_______. 选项： A:a bank lends to people B:a bank loans to businesses C:a bank pays you D:a bank uses

5.Where you save your money often depends on what you are saving for. If youare saving to buy a book or to go to a concert, then you would probably keepyour money somewhere in your room. If you are saving for a big purchase like awashing machine or a car, where would you save your money?One place to save money is the bank. If you put your money in a piggy bank (猪形蓄罐),one year later you'll still have the same amount of money as you putin. If you put your money in a savings account, one year later you'll have moremoney than you put in. Why?When you keep your money in a bank, your money earns interest. Interestis an amount of money a bank pays you to use your money. The bank usesyour money (and the money of other people, too) to lend to its customers andbusinesses. It will send you a statement several times a year. A bank statement tellsyou how much money you have in your account and how much interest you haveearned. If you leave your money in the bank, you can watch it grow!Another way you can save money is to get a certificate of deposit (CD). If youhave some money that you don't need to use for a long time, this is a good wayto make your money grow. You can get a CD at a bank. You agree not to use themoney for a certain period of time. That period might be from six months to fiveyears. You can't touch your money during that time. If you do, you must pay a penalty (罚款),or fee.

6.Suppose you had Rs 100 in a savings account and the interest rate is 10 percent per year and you never withdraw money or interest payments. After five years, how much would you have on this account in total?

7.Paragraph Writing (30’)Direction: For this part, you are allowed 30 minutes to write a paragraph based on one of the following topics. Start your paragraph with a topic sentence, give specific support to the topic sentence, and end your paragraph with a concluding sentence. You should write at least 120 words.Is there something or someone you once hated but now you like? What made you change your mind?If you had your own talk show, what three people would you want to interview? Why would you choose to interview them? What do you think you would learn?It's easy to complain about what you don't have, but there are teens your age across the world that have less education, food, shelter, and money than you have. Think about the things in life that you're grateful for.What can your generation teach older people? What can your generation learn from older people?Write about what you plan to do and what you will be like in 10 years.

8.Shiller Corporation will pay a $2.75 per share dividend next year. The company pledges to increase its dividend by 5 percent per year, indefinitely. If you require a return of 11 percent on your investment, how much will you pay for the company’s stock today?$_____

9.After retirement, you expect to live for 25 years. You would like to have $75,000 income each year. How much should you have saved in your retirement account to receive this income if the annual interest rate is 9 percent per year? (Assume that the payments start one year after your retirement.)选项： A:$736,693.47; B:$83,431.17; C:$1,875,000; D:$1,213,487.12

10.You are the beneficiary of a life insurance policy. The insurance company informs you that you have two options for receiving the insurance proceeds. You can receive a lump sum of $200,000 today or receive payments of $1,400 a month for 20 years. You can earn 6 percent on your money. Which option should you take and why?选项： A:You should accept the payments because they are worth $209,414 to you today.; B:You should accept the $200,000 because the payments are only worth $195,413 to you today.; C:You should accept the payments because they are worth $247,800 to you today.; D:You should accept the payments because they are worth $336,000 to you today.

11.Beginning three months from now, you will need $1,500 each quarter for the next four years to cover expenses. How much do you need to have saved today to meet these needs if you can earn .35 percent interest per quarter? 选项： A:$23,300.75 B:$26,847.15 C:$21,068.00 D:$22,319.54 E:$26,069.79

12.Beginning three months from now, you will need $1,500 each quarter for the next four years to cover expenses. How much do you need to have saved today to meet these needs if you can earn .35 percent interest per quarter? 选项： A:$23,300.75 B:$26,847.15 C:$21,068.00 D:$22,319.54 E:$26,069.79 F:Analytical Thinking

13.basic grow invest ideally called now that wasteful accumulated where direct Money management can actually be broken down into a very simple practice that even a fourth grader can do in his young life. The ___1___ step to being on your wealth path is knowing how much you really do need in your life and how you can ___2___ the rest. If you are already working, arrange with your company to ___3___ a predetermined amount of your payroll into a forced savings fund and then you will learn to live with the rest. ___4___, the amount that is left for you to work with is smaller, and this particular practice is actually ___5___ “learning to pay yourself first” — despite bills and other payables, you will come first.The beauty of this money management practice to get you on the wealth path is that you will be forced to cut your ___6___ spending. You will learn to live with what you have and figure out the little avenues in your life ___7___ you can stop the financial leaks. With this, you will find that you have extra money to invest with. ___8___ you have a sizeable amount, the next thing that you can do is to figure out where to put the extras that have ___9___ over time so you can generate money and make it ___10___ with very little effort from you. There are many things you can find to put your money in.请把你的答案按照顺序写在下面！答案之间用分号隔开。___________________________________________________________________________

14.There are 1passages in this part.Thepassage is followed by some questions or unfinished statements.For each of them there are four choices marked A),B),C)and D).You should decide on the best choice.passage:During college,a student tends to take money for granted because of all the excitement generated by the activities,studying and hanging out with friends.You would not want to put yourself in debt or overspend your allowance.That is why you need to keep a close watch of your spending habits.Here is an easy guide to follow on how a college student can save up those hard-earned bucks.First,make a list of your expenses.By now,you should know how much money you expect to have for each week or month that you have classes.The money that you will live on could be from your parents,your part-time work or a student loan.List down your spending essentials like food,school supplies and books.This should give you an idea of how much you would get to spend each week.Do not forget to save some petty cash for unexpected expenses.Second,avoid using your credit or debit cards.It would be easier if you do not have a credit or a debit card with you all the time.Just keep them handy for a big expense that you really do not have cash for.For small items that you need to purchase,it is better to still use the cash that you have with you to keep yourself from overspending.Third,eat well.Eating out a lot might save you time but it will definitely not save you money.In the long run,it will be more costly for you to eat each meal at fast food restaurants.Instead,you can spend your food money on groceries and you can just eat in your dorm or apartment;and even pack your lunch when you have classes.With the right meal-planning,you would not just save money,but you would also get to eat healthier.Fourth,treat yourself once in a while.By following this guide and keeping your luxury items to a minimum,you can save yourself a lot of money while studying for college.Who knows?You might even save enough to buy yourself a big item that otherwise,you would not even have the money for

15.You have two years to go before you graduate from college, the graduation tour will cost 3,000 yuan. There is a financial account where the annual rate of return is 6%. How much money do you need to deposit in your financial account to save enough money for your graduation travel expenses?选项： A:2669.9 yuan; B:2668.1 yuan; C:2669.99 yuan; D:2669.98 yuan

16.You have two years to go before you graduate from college, the graduation tour will cost 3,000 yuan. There ia a financial account where the annual rate of return is 6%. How much money do you need to deposit in your financial account to save enough money for your graduation travel expenses?选项： A:2669.9 yuan; B:2668.1 yuan; C:2669.99 yuan; D:2669.98 yuan

17. 5. What is the main purpose of this post?aTo help you save money.bTo give you some good ideas about what to do on your next holiday.cTo tell you how to look good without spending too much money. 选项： A、 aTo help you save money B、 bTo give you some good ideas about what to do on your next holiday C、 cTo tell you how to look good without spending too much money

18. 5. What is the main purpose of this post?aTo help you save money.bTo give you some good ideas about what to do on your next holiday.cTo tell you how to look good without spending too much money. 选项： A、 aTo help you save money B、 bTo give you some good ideas about what to do on your next holiday C、 cTo tell you how to look good without spending too much money

19.Which of the following does NOT have the same meaning with “How would you like that done?” ( ) A: How would you like your steak? B: How do you like your steak done? C: How do you like the steak? D: How would you like that cooked?